When you create a SnapDollars Account, there are certain Terms of Membership you agree to abide by and any violation of these Terms of Membership, at any time, may result in the termination of your account and the forfeiting of all earnings, rewards and referrals. Please review the Terms of Membership fully and if you do not agree with them, please do not register. SnapDollars shall reserve the right to change and/or modify these Terms of Membership at any time without notice to Users.

Last Updated: August 11, 2007 05:30 a.m. EST

I. MEMBERSHIP

1. Information required to join

In order to activate your SnapDollars Account, all Users must provide a vailid e-mail address. All information provided to SnapDollars, including but not limited to, registration, user profile and surveys, must be accurate.

2. One Account Only

Users may only create and maintain one (1) Account with SnapDollars. SnapDollars also does not allow more than one account (1) in the same household, (2) with the same mailing address and (3) using the same Computer.

3. Bonus for Signing Up

In order to qualify for the Signup Bonus, new users must have a valid mailing address and be located therein. New Users must also choose the minimum number of Co-Registration boxes required, if and where applicable, on the Signup Form. Also, to qualify for the Signup Bonus, new Users must fully complete the user profile which is accessible in the Members Section.

4. Cancelling your SnapDollars Account

There are two ways to cancel your SnapDollars account and you may do so at any time. You can sign in to the Member's Section and click on the "Cancel Account" button. Also, all Email that Pays that are sent to our Users include a link to the "Cancel Account" page. Keep in mind that once you cancel your Snapdollars Account, you will forfeit all of your earnings and referrals. Also, any payments that are or may be pending to your Account will be foreited.

II. REFERRALS

1. How we keep track

You will find your Referral URL in the Member's Section and you may use it to refer other potential Users to SnapDollars. Since only one SnapDollars Account per Computer is allowed, the software we use to verify and maintain your referrals will not allow you to refer a new SnapDollars User if that User is also using your computer.

2. SPAM

At no time ever shall a SnapDollars Account User use "SPAM" or any other like or similar unsolicited mass mailing tool or device to refer other Users to SnapDollars. There are numerous acceptable and unacceptable ways to advertise. If you are unsure as to whether or not your advertising will be acceptable, please contact SnapDollars for assistance, after reviewing the following guidelines:

(1) Sending Unsolicited E-Mail advertising SnapDollars is strictly forbidden.
(2) Users may send Solicited E-Mail to their subscribers advertising SnapDollars in respect of current legislation, including the CAN-SPAM Act of 2003. This legislation requires Users to (a) scrub their subscribers against our Suppression List and (b) include a link for subscribers to add themselves to our Suppression List. SnapDollars reserves the right to refuse distribution of our Suppression List for any reason. For more information, please contact us.

3. Automatic Referrals

Using our Refer-a-Friend Service, SnapDollars Account holders may automatically send an E-Mail notification to their friends. This service should only be used to send an E-mail Notification to personal friends. Please note, if sending a Refer-a-Friend E-Mail results in an unsolicited e-mail, SPAM or other complaint to SnapDollars, your Account may be closed immediately.

4. False or Misleading Advertising

Untrue or obviously exaggerated statements when advertising SnapDollars are not allowed at any time by our Users. I.E. a User may not claim on their Web Site: "Join SnapDollars and get paid $1.00 for every E-Mail you read!" Anyone providing information about SnapDollars on their Web Site must ensure the information is accurate and up to date. Please contact SnapDollars for any further information regarding SnapDollars advertising.

5. Referral Bonuses

SnapDollars issues referral bonuses when a referred User has requested and received their first check payment from SnapDollars. Any payments made via Gold Membership and/or Banner Impressions will not count as a referred User's first payment.

III. INACTIVE ACCOUNTS

1. Invalid E-Mail Address

A User's Account will be terminated immediately if SnapDollars receives a bounce-back error message when sending an E-Mail to a User. To ensure that SnapDollars E-Mail messages do not bounce back to us, be sure to include emailthatpays@snapdollars.com in the "Allow List" and/or "Address Book" of your e-mail program.

2. Unconfirmed Email that Pays

If 20 consecutive Email that Pays sent from SnapDollars are not confirmed read by your Account, the Account will be deactivated. SnapDollars reserves the right to change this number of qualifying confirmed Email that Pays at any time.

It is the SnapDollars Account User's responsibility to ensure our Email that Pays reach their Inbox so it is important that SnapDollars Account Users make sure that the address emailthatpays@snapdollars.com is added to their "Allow List" and/or Address Book. SnapDollars will send out at least three (3) Email that Pays a week to SnapDollars Account Users. If SnapDollars email continues to be declined, Account Users can try using an alternative e-mail address. If a problem still persists, they should contact their ISP or e-mail provider.

3. Reactivating an Account

Reactivating your SnapDollars Account is simple and you may do so at any time. Simply login to the Members Section and click the option to have a Confirmation E-Mail sent to you. There will be a link inside the Confirmation E-Mail. You MUST click on this link in order to have your Account reactivated.

4. Permanent Closure of an Account

Without any exceptions, if your SnapDollars Account remains inactive for a period of three (3) months without being reactivated, that Account will be closed and permanently removed. Any and all earnings and any and all pending payments will be forfeited.

5. Payment Requests

You must keep your SnapDollars Account active and up-to-date in order to receive payment. To ensure your Payment Requests are fulfilled, be sure read and confirm Email that Pays promptly. If your SnapDollars Account becomes inactive, all of your Payment Requests will be removed. SnapDollars uses an automated system which will deactivate your Account as per the guidelines provided in the above sections. The system confirms active Accounts immediately before payments are processed. It is therefore possible for your Account to remain active up until your payment is processed. Promptly confirming your Email that Pays will avoid this problem.

IV. OFFERS

1. Terms of Offers

SnapDollars lists Offers on our Web site. SnapDollars strongly recommends Account Users read all Terms and Conditions of all Offers very carefully before filling in any requested/required information. SnapDollars will not be responsible for any Terms and Conditions for any Offers on our Web Site. SnapDollars is not responsible for any billings and/or ensuing contracts between the providers of Offers and Account Users. Also, SnapDollars does not gather or maintain any contact information for Offer providers. Any questions regarding any Offers should be sent to the provider of the Offers, not SnapDollars.

In addition to the Cash rewards offered by SnapDollars, some Offers also include additional rewards. SnapDollars will not be responsible for rewards offered by the Offers providers. Users sometimes must meet certain requirements for Offers rewards that are not at all necessary in order to receive your SnapDollars Cash rewards. SnapDollars Account Users should carefully read all of the Offers provider's Terms in order to determine what additional requirements may be necessary in qualify for the extra rewards.

SnapDollars carefully considers and evaluates all Offers before we list them on our Web Site. Unfortunately, sometimes the providers of Offers change their Terms of Offers without prior notification to SnapDollars. SnapDollars cannot make any guarantees as to the accuracy of the descriptions for Offers that are listed on our Web Site. Also, if the provider of an Offer decides to change its payout of an Offer, the Account User could receive a lower than expected amount than the one that was indicated when the Offer was initially completed by the User. Any questions regarding descriptions or payouts should be sent to the Offers provider directly and not to SnapDollars.

2. Offer Completion

Important, Please Note:

If you have previously completed an Offer, either through SnapDollars, the Offers provider itself directly, or any other web site, Account Users will not be credited with having completed an Offer.

On the SnapDollars Web Site, Account Users can view the Offers available. When a User sees an Offer of interest to them, they can click on it and simply fill out all of the requirements as requested by the Offers provider. Do not return to the Offer provider's web site at some later date after completing the Offer on SnapDollars and do not attempt to complete the offer by telephone as this will interfere with SnapDollars ability to properly keep track of the completion of your Offers and may result in your Account not being correctly credited.

Account Users should set their Web Browsers to allow all Cookies. This allows for proper tracking to take place. Account Users should also make sure that if they have anti-virus and/or anti-spyware programs operating on their computer that they are not set to override the Browser's Cookie settings.

3. Offer Credits to Your Account

In general, your SnapDollars Account will be instantly credited when you complete your Offers. Unfortunately, some Offers may take longer, in some cases as long as thirty (30) days. How long an Offer takes to be credited to your Account is solely determined by the Offers provider. SnapDollars strongly recommends that Account Users carefully read, review and complete all the requirements requested by the Offers provider. This will often eliminate any delays in Offers being credited to your Account. SnapDollars will not be responsible for any delays to Offers credits to your Account.

SnapDollars cannot issue a credit to your Account until we receive the credit from the Offer provider. It is solely at the discretion of the Offer provider to determine whether an Account User has satisfactorily completed an Offer in order to receive a credit. If SnapDollars does not receive credit from the Offer provider, your Account will not be credited.

Account Users should be in the habit of saving all Confirmation E-Mails, especially those from Offer providers sent after completing an Offer. Under some conditions, it may be possible to credit your Account using these Confirmation E-Mails. Unfortunately, SnapDollars cannot guarantee that presentation of Confirmation E-Mails for completion of an Offer will result in your Account receiving credit for them.

SnapDollars Web Site has many Offers that will include a free trial so that Users may sample the product or service for free. SnapDollars cautions Account Users to carefully consider whether or not they are actually interested in the product or service. Changing your mind and then cancelling a free trial quickly after joining can interfere with the operation of our tracking software and may subsequently result in your Account not being credited and/or your Account being revoked. Furthermore, completing and quickly cancelling large numbers of free trials may be seen as an attempt to unfairly manipulate your User Account and may result in non-payment, solely at the discretion of SnapDollars and the Offer provider(s) associated with such actions.

V. CASH GAMES

1. How to Create a Cash Games Account

At the SnapDollars Web Site, login to the Members Section. Once there, you'll see a link for "Cash Games". Click on the link, and fill in the form. You have now created a SnapDollars Cash Game Account.

Please note that when creating a Cash Games Account, this Account is separate from your SnapDollars Account. Therefore, you may not use your SnapDollars username and password as they will not be valid and will not work.

SnapDollars, in partnership with SkillJam, offers you Cash Games. If an Account User already has an existing account with SkillJam, that User will not be eligible or able to receive rewards from SnapDollars for their Cash Game play.

2. Credits for Cash Games Play

In order to play Cash Games, the Account User must deposit money into their Cash Games Account. A deposit is necessary for credit.

VI. PAID-TO-SHOP

1. Paid-to-Shop Credits

At the SnapDollars Web Site, login to the Members Section. Once there, you'll see a link for "Paid-To-Shop". Click on the link. SnapDollars gives you access to countless merchant web sites and their special offers, discounts, and even coupons for special web deals.

Account Users earnings from using SnapDollars Paid-To-Shop are reported to us from the merchants. The merchants solely determine who receives credit for using Paid-To-Shop. SnapDollars cannot guarantee Account Users will be credited for participating in the Paid-to-Shop program.

VII. PAYMENTS

1. How to Request a Payment

At the SnapDollars Web Site, login to the Members Section. Once there, you'll see a link for "Request Payment". Click on the link. Descriptions will be provided for the various payment methods. If your User Account contains sufficient funds available for withdrawal, then a link for each payment method will be available for you to select. Presently, the minimum amount to select a payment by Check is $30.00. SnapDollars reserves the right to change this amount at any time. Also, please note that only one (1) request for payment may be pending at any time for Account Users.

2. Payment Schedule

All payments will be processed 25 days from the month-end in which payment was requested (Net 25). An example would be if an Account User requests a payment during the month of June, that request will be processed on the July 25. Account Users may confirm the processing date of their payment request by going to the SnapDollars Web Site and login to the Members Section and selecting the link for "Payment History".

SnapDollars processes requests for payments on the 25 day of every month. Payments will normally be mailed via Postal Service on the 25 day of every month. This schedule may vary from time to time, depending on the day of the week, volume of payment requests, etc.

Please note that before processing any payments to a SnapDollars Account User, the User's Account will be examined. Requests for payment to Users with inactive Accounts (see Section III) or Users with Multiple Accounts will be stopped and those Account(s) will be immediately removed.

We reserve the right the deduct payments where we have not been paid by the advertiser.

3. Prevention of Fraud

In order to prevent fraudulent abuse, SnapDollars reserves the right to at any time request further information from our Account Users to ensure legitimate Offer completion. Such information will include, but will not be limited to, a copy or copies of all credit card statements used to complete any and all Offers. SnapDollars will use this information to determine if a stolen credit card was used for any transactions.

Unless and until requested information has been provided by the Account User, SnapDollars reserves the right to place any request for payment on hold for any reason. SnapDollars will offer generous notice to the Account User to provide us with the requested information. If for any reason the Account User does not provide us with the requested information before processing their request for payment, that User's Account will be immediately suspended, and will remain suspended until the requested information is received.

Payments may be denied if less than $15 is from the completion of offers.

4. NON-Payment from Advertiser

SnapDollars reserves the right that no payment shall be made if partial payment is not made from an advertiser.